Ali Ahmed Obaid · Finance & FounderAli Obaid · Finance
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Ali Ahmed Obaid

Finance · Financial Planning · Audit · Financial Data

Founder of RUKNasi

KFUPM finance graduate with hands-on experience in financial planning and KPI reporting at Saudi Aramco, SOCPA-based audit and assurance at Ratimah Accounting and Audit Firm, and building RUKNasi, a bilingual Saudi financial-data platform. Seeking a full-time entry-level finance role where disciplined reporting, analytical problem-solving, and financial insight support sound business decisions.

Founder, RUKNasi BSc Finance, KFUPM Saudi Aramco — Planning Ratimah — Audit & Assurance

Education

King Fahd University of Petroleum and Minerals

Jan 2020 – June 2025

Bachelor of Science in Finance · Dhahran

  • Relevant coursework: Investments · Financial Modeling · Corporate Finance · Intermediate Accounting · Business Analytics · Risk Management · Derivatives

Experience

RUKNasi

Mar 2026 – Present

Founder & Financial Data Analyst · Remote

  • Built a bilingual platform that organizes Saudi-listed company financial statements by company and reporting period, enabling users to read, compare, and download data in one place
  • Structured and quality-checked 1,233 financial statements across 20 companies in banking, energy, and telecommunications, with original issuer links, dividend data, filings, and sector comparisons
  • Visit ruknasi.com or view the platform case study

Ratimah Accounting and Audit Firm

Sep 2025 – Dec 2025

Audit & Assurance Intern · Dammam

  • Executed financial statement audits for multiple clients under SOCPA standards, evaluating internal controls and performing substantive testing on general ledger entries to ensure compliance and audit accuracy
  • Ensured client compliance with Ministry of Commerce regulations and supported year-end closing procedures
  • Contributed to Zakat and Tax advisory engagements by analyzing financial records, preparing supporting documentation for corporate tax returns, and assisting clients with regulatory filing requirements

Saudi Aramco

Aug 2024 – Dec 2024

Co-op Program, Planning Department · Dhahran

  • Compiled and analyzed financial data across multiple business units for Year-End Accountability Reports, improving reporting accuracy and aligning outputs with corporate KPIs for senior management review
  • Delivered weekly and monthly financial performance reports across Eastern Region Manufacturing units, tracking budget adherence and cost variance to support timely operational decision-making
  • Supported transfer pricing analysis and intercompany accounting for transactions between business units, ensuring arm's-length compliance and accurate tax reporting
  • Assisted in Quarterly Business Review preparation by consolidating financial highlights and KPI scorecards for executive-level presentations

Skills & Credentials

Accounting
Financial reporting, account reconciliation, internal controls, year-end closing, SOCPA and Zakat/Tax compliance
Analysis
Budget variance analysis, KPI tracking, three-statement modeling, DCF valuation, scenario and sensitivity analysis
Tools
Advanced ExcelPower BIVBAPythonPowerPoint
Certificates
Bloomberg Market ConceptsMcKinsey ForwardPwC Audit SimulationHarvard onlineData Fundamentals
Languages
Arabic (native) · English (professional)

Selected Work 1 platform · 5 repositories

Founder venture · Early demo

RUKNasi

Saudi financial statements—now in one place. A bilingual research platform for finding, reading, comparing, and downloading company financial data.

20 companies1,233 statements247 reporting periods3 sectors
View the platform case study
Graduation Project

The Disappearing Dividend

A 155-year study of US payout policy (1871–2023) tracing the post-1982 shift from cash dividends to buybacks, benchmarked against Saudi Aramco's 92% FCF sovereign distribution model. Lintner regressions on 1,830 monthly observations, shock absorption across nine crises, and DeAngelo's life-cycle theory tested on 466 S&P 500 firms.

155 yrs1871–2023
1,830Monthly obs.
0.36 → 0.09Speed of adj.
466S&P 500 firms
Excel model, Python, Power BI, report & deck
Valuation

Almarai “Cow-and-Alfalfa” Model

Three-statement operating model, DCF, and 50,000-path Monte Carlo for Almarai (Tadawul: 2280), cross-checked against a Python engine to three decimals.

SAR 29.79 fair valuevs SAR 43.60 marketWACC 7.09%1,449 formulas
Investments

Tadawul Momentum Lab

12-month momentum with volatility scaling across 30 Tadawul-listed companies, formed on 31-Dec-2024 data and benchmarked against TASI, then tested out of sample through 2025–2026.

30 namesFormed 31-Dec-2024Beat TASI
Derivatives

Derivatives Time Machine

Could a Gulf airline's 2023 fuel hedge have protected it from the 2026 oil shock? A case study testing hedge design against a real market move.

Jet fuel hedgeShock test
Archive

Projects & Certifications

Accounting projects (ACCT 110–302), economics research on energy reform and oil cycles, corporate and Islamic finance work, and professional certificates.

15+ projects20+ reports20+ certificates
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